We're specialist medical accountants serving GPs, consultants, and medical practice owners across Manchester. Whether you're based in the City Centre, Salford, Trafford, or anywhere across Greater Manchester, we provide expert GP accounting and tax services for medical professionals.
We work with doctors across Manchester City Centre, Salford, Trafford, Stockport, Oldham, Rochdale, Bury, Bolton, Wigan, and surrounding areas of Greater Manchester.
Manchester's medical sector is thriving, with a strong mix of NHS GP surgeries, private clinics, and teaching hospitals. We understand the local healthcare landscape and the specific financial challenges Manchester-based doctors face, from practice management to private work alongside NHS commitments.
Manchester GP practices range from small partnerships to large multi-site operations. We handle partnership accounts, profit shares, tax returns, and NHS pension reporting.
For Manchester consultants with NHS and private income, we manage your tax position, optimize pension contributions, and handle annual allowance calculations.
Manchester locums need reliable tax support for multiple income sources. We handle self assessment, expense optimization, and quarterly tax planning.
Incorporation & Company Structures
A numbers-led decision guide for doctors and consultants weighing whether to incorporate their private practice: sole trader versus limited company on 2026/27 figures, the NHS pension interaction, IR35 and spouse shareholding, extraction strategy, when not to incorporate, and worked examples at £40k, £80k and £150k of private income.
Incorporation & Company Structures
Consultants who draw cash from their private-practice company without declaring a formal dividend create an overdrawn director's loan account, which triggers a section 455 charge at the dividend upper rate: 33.75% on loans made in 2025/26 and 35.75% on loans made on or after 6 April 2026. The charge is temporary and repaid under s.458 once the loan is cleared, but the relief is deferred by up to a year, not instant. This guide covers the rate change, the beneficial-loan benefit in kind on balances above £10,000, the anti-avoidance rules that block repay-and-redraw, and the NHS pension angle that applies whenever money moves through a medical company.
Incorporation & Company Structures
A family investment company (FIC) is a bespoke private limited company holding investments rather than running a medical practice. For a high-earning consultant or GP with income already in the additional-rate band and surplus wealth beyond the NHS pension, it can shelter retained income at corporation-tax rates of 19-25% instead of 45% personal tax and keep future growth outside the estate. This guide explains the tax, share classes, IHT planning, and the settlements, minor-children and BADR traps that mean a FIC suits only doctors with genuine scale and a long-run family-wealth goal.
Tell us about your role and financial priorities. We'll arrange a short introductory call to discuss how we can support your medical practice.